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    5 Reasons to Love Using A Real Estate Pro [INFOGRAPHIC]

    By Kaye Dela Cruz | February 9, 2018

    Highlights: Hiring a real estate professional to guide you through the process of buying a home or selling your house can be one of the best decisions you make! They are there for you to help with paperwork, understanding the process, negotiations, and helping you with pricing (both when making an offer or setting the... Read More

    Homeownership: “The Reports of My Death Have Been Greatly Exaggerated”

    By Kaye Dela Cruz | February 8, 2018

    The famous quote by Mark Twain in the title of this article can be used to describe homeownership in America today. Last week, the Census revealed that the percentage of homeowners in the country increased for the first time in thirteen years. A story in the Wall Street Journal gave these new homeownership numbers some context: “The annual increase marks a crucial... Read More

    Where Are Mortgage Interest Rates Headed in 2018?

    By Kaye Dela Cruz | February 7, 2018

    The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a chart created using Freddie Mac’s U.S. Economic... Read More

    Millionaire to Millennials: Don’t Rent a Home… Buy!

    By Kaye Dela Cruz | February 6, 2018

    In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.” Bach went on to explain: “Homeowners are worth 40 times more than... Read More

    Whether You Rent or Buy, Either Way You’re Paying a Mortgage!

    By Kaye Dela Cruz | February 6, 2018

    There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical Steps to... Read More

    5 Reasons Homeowners Can Throw Better Super Bowl Parties! [INFOGRAPHIC]

    By Kaye Dela Cruz | February 2, 2018

    Highlights: Watching the big game at home with your friends & family offers many advantages. There’s more room to entertain a large crowd and you don’t have to worry about complaints to your landlord if you cheer too loudly! The kitchen is big enough to make as many appetizers as you want, and if some... Read More

    Study Shows “Millennials Deserve More Credit”

    By Kaye Dela Cruz | February 2, 2018

    When it comes to talking about millennials, there are many stereotypes out there that have influenced the way the public feels about the generation. Whether it’s the assumption that millennials are irresponsible with money and would rather buy avocado toast than save for a down payment, or that millennials jump from job to job, the... Read More

    Bidding Wars Abound… How Long Will They Continue?

    By Kaye Dela Cruz | February 2, 2018

    Just like with any product or service, the law of supply and demand impacts home prices. Any time that there is less supply than the market demands, prices increase. In many areas of the country, the supply of homes for sale in the starter and trade-up home markets is so low that bidding wars have ensued, and... Read More

    2 Major Myths Holding Back Home Buyers

    By Kaye Dela Cruz | February 2, 2018

    Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership,” which revealed that “eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent.” Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the down payment funds needed to qualify... Read More

    U.S. Housing Inventory Crunch Continues… List Your House Today!

    By Kaye Dela Cruz | February 2, 2018

    Every winter, families across the country decide if this will be the year that they sell their current houses and move into their dream homes. Mortgage rates hovered around 4% for all of 2017 which forced many buyers off the fence and into the market, resulting in incredibly strong demand RIGHT NOW! At the same time, however,... Read More

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