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Author Archives: Kaye Dela Cruz

    Before You Look for Your Dream Home: Know What You Want vs. What You Need!

    By Kaye Dela Cruz | June 26, 2019

    In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search. If you’ve been thinking about buying a home of your own for some time now, you’ve probably come up with a list of things that you’d... Read More

    Stop Wondering What Your Budget Is & Get Pre-Approved!

    By Kaye Dela Cruz | June 24, 2019

    In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a... Read More

    What You Need to Know About Private Mortgage Insurance (PMI)

    By Kaye Dela Cruz | June 19, 2019

    Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI). What... Read More

    5 Reasons to Sell Your House This Summer

    By Kaye Dela Cruz | June 17, 2019

    Here are 5 compelling reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Index  from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in the market right now!... Read More

    3 Things to Know in the Housing Market Today!

    By Kaye Dela Cruz | June 12, 2019

    A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials,... Read More

    Boomerang Buyers: Don’t Be Afraid to Buy a Home Again!

    By Kaye Dela Cruz | May 22, 2019

    According to CoreLogic, from 2006 to 2014 “there were 7.3 million housing foreclosures and 1.9 million short sales.” The hesitation some Americans feel after experiencing a foreclosure brings to mind the old saying: “Fool me once- shame on you. Fool me twice- shame on me.” According to the 2019 Home Buyer Report from NerdWallet, “Thirteen percent of Americans have... Read More

    A Lack of Inventory Continues to Impact the Housing Market

    By Kaye Dela Cruz | May 13, 2019

    The housing crisis is finally in the rear-view mirror as the real estate market moves down the road to a complete recovery. Home values are up and distressed sales (foreclosures and short sales) have fallen to their lowest point in years. The market will continue to strengthen in 2019. However, there is one thing that... Read More

    A Tale of Two Markets [INFOGRAPHIC]

    By Kaye Dela Cruz | May 10, 2019

    Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing to prices! Inventory continues to rise in the luxury and premium home markets which is causing prices... Read More

    The Benefits of a 20% Down Payment

    By Kaye Dela Cruz | May 8, 2019

    If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save 20% or you won’t be able to secure a mortgage. The truth... Read More

    Why Access Is One of the Most Important Factors in Getting Your House Sold!

    By Kaye Dela Cruz | May 6, 2019

    So, you’ve decided to sell your house. You’ve hired a real estate professional to help you through the entire process, and they have asked you what level of access you want to provide to your potential buyers. There are four elements to a quality listing. At the top of the list is access, followed by condition, financing, and price. There are... Read More

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